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As we've warned for quite a while the Individual Mandate penalty fine tax is pretty much a joke. For one thing, "the number of those who don’t have to pay fines to opt out of Obamacare — the exempted class — is going to hit 25 million by 2016."

And what about all those others who do have to pay it (maybe)?

Well, they, too can do simple math: thousands of dollars in premiums, plus potentially thousands of dollars more in deductible, co-pays and co-insurance, versus a few hundred dollars payable to Uncle Sugar?

You tell me.

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