Mercatus Center senior research fellow (and longtime FoIB) Bob Graboyes has a new article out at Real Clear Policy. Building on work he and co-blogger Pat P have previously done regarding "tier-creep," he's got more bad news for folks who bought the lie:

"With narrow tiers, AV drift forces insurers to either cancel policies or undergo considerable effort to push them back into compliance. Adjustments may render policies unprofitable."

And we're seeing this already. Hang on for a wild ride this Fall.
 
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